In researching the actual meaning of Karma, I find that it's a highly interpretable word that sometimes has to do with cause and effect and other times has nothing to do with cause and effect, but seems to be a more "personal reality" based concept. What does Karma mean to you?
"Karma is not about retribution, vengeance, punishment or reward. Karma simply deals with what is."
"What is" can always and constantly be changing, if we choose it to be. If we choose NOT to believe in something or to believe in it, then that is what, IMO, creates ultimate reality in the here and now.
What do you think?


Wikipedia definition :
Karma (Sanskrit: कर्म from the root kṛ, "to do") is a word of ancient origin meaning action or activity and its subsequent results (also called karma-phala, "the fruits of action"). It is commonly understood as a term to denote the entire cycle of cause and effect as described in the philosophies of a number of Dharmic Religions such as Hinduism and Buddhism.

Karma is a sum of all that an individual has done, is currently doing and will do. Individuals go through certain processes and accompanying experiences throughout their lives which they have chosen, and those would be based on the results of their own creations: "karma". Karma is not about retribution, vengeance, punishment or reward. Karma simply deals with what is. The effects of all deeds actively create past, present and future experiences, thus making one responsible for one's own life, and the pain and joy it brings to others. In religions that incorporate reincarnation, karma extends through one's present life and all past and future lives as well.

Throughout this process, many see God as playing some kind of role, for example, as the dispenser of the fruits of karma[1]. Other Hindus consider the natural laws of causation sufficient to explain the effects of karma.[2][3][4] Some interpretations of the Bhagavad Gita [5] suggest an intermediate view, that karma is a law of cause and effect yet God can mitigate karma for His devotees. Another view holds that a Sadguru, acting on God's behalf, can mitigate or work out some of the karma of the disciple. [6][7][8]

The "Law of Karma" is central in Hinduism, Sikhism, Buddhism, and Jainism (religions born in India and Nepal). All living creatures are responsible for their karma - their actions and the effects of their actions - and for their release from samsara. As a term, it can be traced back to the early Upanishads.

The Law of Karma is taught in the esoteric Christian tradition, Essenian and later Rosicrucian, as the "Law of Cause and Consequence/Effect" [9]. However, this western esoteric tradition adds that the essence of the teachings of Christ is that the law of sin and death may be overcome by Love, which will restore immortality.

Actions do not create karma (good or bad) only when the actions are performed by an individual in the state of Moksha. Such a person is called "Stithaprajna". Adi Sankara gave the dictum of "Akarmaiva Moksha" which means "Moksha can be attained only by doing, not by a process of effort". All actions performed by one in the state of Moksha are termed as Dharma.

Hindus believe that everything in the Universe is in the state of creation, maintenance or destruction. The Hindu trinity of Gods Brahma (creator), Vishnu (maintainer) and Shiva (Destroyer) correspond to the states of creation, maintenance and destruction. At the thought level, the mind creates a thought, maintains (follows) it for some time and the thought ultimately dies down (perhaps to be replaced by another thought). The Hindus believe there is a fourth state of being (called Turiya) where the mind is not engaged in thinking but just observes the thoughts. Actions in the Turiya state do not create karma. The practice of meditation is aimed at giving individuals the experience of being in the Turiya state. An individual who is constantly in the Turiya state is said to have attained Moksha. In such an individual, actions happen as a response to events (and not because of thought process); such actions do not result in accumulation of Karma.

The process view of release (moksha) from ego-consciousness (ahamkar) through individual responsibility for the totality of action with its inherent karma can be contrasted with the soteriological view of mainstream denominations of Christianity: grace given by faith in the suffering, death and resurrection of a singular savior.